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Booklet Page
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Booklet Page
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Sample Employee Benefits Booklet Provided by
IBS |
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Blue Cross & Blue Shield
Your plan pays 100% of covered hospital expenses for up to 120 days in
semi-private hospital accommodations. Other inpatient and outpatient
services are also covered in full. Inpatient psychiatric care is
paid at 80% for up to 60 days.
After a $100 individual calendar year deductible ($300 family maximum),
major medical pays 80% of covered charges. The major medical lifetime
maximum is $1,000,000. Outpatient psychiatric care is paid at 50%
to a yearly maximum of $1,000.
Dental Insurance
Your dental plan pays 100% of the eligible expenses for diagnostic and
preventative services such as oral exams and prophylaxis. For restorative
services such as Endodontics and Periodontics, the plan pays 80% for major
services such as fixed bridgework and dentures, the plan pays 50% of the
fee. The maximum dental benefit is $1,000 per year. |
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Social Security
Based on your current earnings, your monthly income could be:
$572 for you at age 65, if you are single
$787 for yourself at age 65, and your spouse, age 62
$858 for yourself at age 65, and your spouse, age 65
Pension Plan
$ 900 Is the corporation's contribution.
$ 858 Is your estimated monthly projected benefit
at your
normal retirement date.
$ 572 Is your estimated monthly social security
benefit at
age 65.
$1,430 Is your total estimated monthly benefit at your normal
retirement date, from the plan and social security.
Your normal retirement date is 02/01/27. You are currently 20%
vested in your accrued benefit. |
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Social Security
Lump sum death benefit to eligible spouse/child is $255.
Monthly survivor benefits, as determined by your current salary and
based on the number and age(s) of your dependents, are estimated to be:
$1,060 for your spouse and 2 or more children under 16
$ 858 for your spouse and 1 child under age 16
$ 409 for your spouse after age 60
Life Insurance Benefits
Group Life Insurance Benefit $27,000
Accidental Death Benefit $27,000
Dependent Life Insurance
Spouse
$2,000
Child
$1,000 |
If you are serious about finding solutions,
please contact us at:

Integrated Benefits
Services, Inc.
93 Case Street, Canton,
Connecticut 06019
Tel. (860) 693-6725 - Toll Free (888) 909-IBSI (4274)
Fax (860) 693-9475
If you have any questions or
need further information on any of our services, please fill-out our
Information Request Form or
E-mail us at
services@ibsbeneflex.com
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